In the United States, there are a few ways to become an accredited investor without meeting the $200,000 annual income requirement:
- Net Worth: An individual can qualify as an accredited investor if they have a net worth of at least $1 million, either individually or jointly with a spouse.
- Professional Certifications: Certain professional certifications, such as the Chartered Financial Analyst (CFA) designation, can qualify an individual as an accredited investor. SERIES 65 or SERIES 66
- Business ownership: If an individual is a general partner, executive officer, director, or a related position for the issuer of a security being offered, they may be considered an accredited investor.
- Knowledgeable employee: If an individual is an employee of a private fund and has been deemed a “knowledgeable employee” by the fund’s general partner or investment adviser, they may be considered an accredited investor.
It’s important to note that becoming an accredited investor can have significant implications for investing, as it may give access to certain types of investments that are not available to non-accredited investors. It’s important to thoroughly research and understand the risks and benefits before pursuing this designation.